Investment Archives - Focus Property Wealth

Refinancing your home loan: how does it work?

19 January 2024

When you’re busy with life, refinancing can seem like a hassle. However, with a mortgage broker to guide you through the process, it doesn’t have to be! Refinancing may allow you to switch to a more competitive home loan, thereby potentially saving you money in interest. It can also help you achieve other goals, like…

Smart Investing for the Budget-Savvy

18 August 2023

Perth property investment market is going very well, much of this success is to do with the WA property markets affordability in comparison to other states. Is a small budget holding you back from property investment? Think again! So you might be surprised to learn that you don’t need a hefty bank balance to dive…

How your HECS-HELP debt affects your borrowing capacity

11 May 2023

Do you know how much you owe on your HECS-HELP debt? While student HECS and HELP loans in Australia are interest-free, they are indexed every financial year based on a cost of living index. The recent outbreak of high inflation means millions of Australians with student loan debts are facing a 7.1% increase from 1…

How to manage your own investment property

24 April 2023

How to manage your own investment property? It’s time to find some quality tenants and sign them up to a lease. When it comes to this step, you can go one of two ways. You can pay a property manager to take care of the nitty gritty for you. There are all sorts of perks…

3 things every new landlord needs to know

04 January 2018

Buying your first investment property is exciting, but it also comes with new responsibilities. When you’re on your L-plates as a new landlord, it’s important to be aware of your rights and obligations and those of your tenants. Here are some of the essential things that you should know. 1) Go it alone, or use…

3 ways to start growing your nest-egg using real estate.

19 October 2017

In Australia, the national past-time seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all-important deposit together – from living with mum and dad into their thirties, to sacrificing life’s little luxuries. But why are so many Australians so very focused on owning…

Retire early Live off your property portfolio! Let rent supply your income!

27 July 2017

We see these headings all the time in blogs and articles on property investment websites, but how do you actually retire early? How many properties do you need to own for it to be feasible to retire? What are the costs involved? And, does being leveraged up to your eyeballs work in your favour? (more…)

Property Investment – 6 Reasons why it is more popular than ever

09 July 2017

Australians are a nation of investors . Over 60% of us hold additional investments outside of compulsory superannuation and increasingly, property is one of our most popular investment choices. But why? And is it the right form of investment for you? If you’re not sure, the sooner you talk to a qualified Financial Planner the…

What Would you do?

29 November 2016

A client came to us needing some advice. They had one mortgage with a chunk of it paid down and were looking to use the accrued equity. They were not sure what they wanted to do, whether to renovate the alfresco area or put in a pool. Or, should they use the equity to buy…

Close to having your Mortgage Paid Off? What’s Next?

20 September 2016

Is your Mortgage Paid Off? or is the end nearly in sight , if so, what are your next steps? With our clients, it’s common at this time to take this opportunity to set new financial goals and to consider investing in property again using their equity. Here are some tips to utilise your property…

Interest Rate cuts and what it means to you

15 June 2016

Interest Rate cuts and what it means to you This month the Reserve Bank has decided to keep interest rates on hold at the historic low rate of 1.75%. So what does this interest rate decision have on you and your finances as a homeowner? (more…)

Retire early! Live off your property portfolio! Let rent supply your income!

12 May 2016

Retire early! Live off your property portfolio! Let rent supply your income! We see these headings all the time in blogs and articles on property investment websites, but how do you actually make it happen? How many properties do you need to own for it to be feasible to retire? What are the costs involved?…

Unlock Your Home’s Potential – How to leverage your equity and become a property investor!

27 April 2016

Unlock Your Home's Potential - How to leverage your equity and become a property investor! Equity is the amount of your property that you actually own, which you can calculate by taking the total value of the property and subtracting the outstanding amount of the home loan. The more you invest in your home, the…

Don’t wait to buy real estate, buy real estate and wait!

20 April 2016

It’s time. Don’t hesitate. Call us today and start your property investment journey! Last week we discussed the Property Clock and let you know that Perth property market is sitting at 6 o'clock. This means it’s the perfect time to get involved in property investment and we encourage you to jump on in. Make an…

Overcome your fears. Watch your portfolio grow!

14 March 2013

Overcome your fears. Watch your portfolio grow! At Focus Property Wealth we hear every reason there is as to why people haven’t invested in property before. We know you may be scared at the thought of taking the property buying leap, so the team at Focus have compiled a list outlining the positives associated with…

First homebuyer to property investor – savvy goal setting will help you make the leap in 2016!

05 March 2013

First homebuyer to property investor – savvy goal setting will help you make the leap! We know that the key to successful property investment is savvy goal setting. It is what separates those who create significant personal wealth through property investment from those who don’t! A simple concept, when it comes to building a strong…