Redraw vs offset: what first-home buyers should know
Redraw facilities and offset accounts both cut the interest on your home loan, but they work differently. Here's what to know before you choose.
Read more →Perth mortgage broker and property investment adviser
Home loans, refinancing and investment lending for Perth, arranged by a qualified property investment adviser who starts with where you want to end up, not with a rate table.
Every property has a purpose. Tell us where you are, and we will show you what the next step looks like.
Loans, finance and advice
Home loans are where most people start with us. Property planning is why they stay.
We compare hundreds of home loan products, handle the paperwork and negotiate with the lender for you.
Learn more →Step-by-step guidance, the First Home Owner Grant, and the people you will need around you.
Learn more →A better rate, a better structure, or equity for the next step. Free review, no obligation.
Learn more →Loans structured around your cash flow and your plan, from a qualified property investment adviser.
Learn more →Competitive rates, fast turnaround, and a pre-approval in hand before you visit the car yard.
Learn more →Commercial property, fit-outs, cash flow and refinancing for business owners.
Learn more →Buying before you sell? We check whether bridging finance, or a better alternative, fits.
Learn more →A written blueprint for your property investing, before the big decisions are made.
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Why Focus
Most brokers stop at the loan. Glenn is a member of the Property Investment Professionals of Australia and a Qualified Property Investment Adviser, so the conversation starts with your plan and the loan is built to serve it.
We are paid by the lender when your loan settles. The consultation, the comparison and the advice cost you nothing.
Rates matter, and so do offset, redraw, fees and flexibility. We weigh all of them before recommending one loan over another.
Lenders, policies and your life all change. We contact you every year to review your loan and check it is still the right one.
Client feedback
“Glenn Biggins at Focus Property Wealth is making our dreams finally come true. Our little place in Palmyra is about to have a face lift! Glenn has taken us through the financial process step by step, he's on point when it comes to property finance and lending (must be his amazing behind the scenes team!) Thanks Glenn, you've made this easy. Here comes the fun part of renovating!”
“I first established a property investment loan through Glenn and was impressed with his knowledge, enthusiasm and customer service. Glenn goes out of his way to provide a personalised service, from the offset you can feel his passion for generating wealth through property portfolios. I've since been back to finance a significant upgrade for our personal home and recently for a refinance that has saved me thousands annually. Glenn clearly has a broad network across the industry from the major banks, settlement agents, tax agents, insurance brokers and property developers and I always felt confident that Glenn had not just the knowledge and skills but, more importantly, the attitude and my best interests at all times. I'll be seeking the services out of Focus Property Wealth for the next investment loan sooner than later!”
“I stand in a good position to critique the services of Focus Property Wealth as I have used them for many years now. Most recently, Glenn has assisted me in achieving finance approval in a very challenging and somewhat unorthodox property development. Glenn truly exceeded expectations and was able to make sound financial advice which was greatly above any Mortgage Broker or Financial Advisor that I had used previously. Focus Property Wealth has received 5 stars, because there was no option for choosing 6.”
“Thanks Glenn for getting us a fantastic deal with our Mortgages. Your enthusiasm for real estate and industry knowledge was evident in our dealings with you. Would highly recommend your services to others.”
“Glenn's frankness and honesty appealed right from the start, which was great as I didn't really know anything. I never considered another broker as it was evident that Glenn knew what he was talking about, and I felt confident in him straightaway. I was right to go with him as he delivered beyond my expectations. He sat down with me and made a plan and before I knew it everything had been set in motion. I had no idea how beneficial a structured approach to property investment would be! It is rare to meet someone in business who so evidently cares about the client, whenever I was worried about something he would always take the time to get back me and put me at ease.”
“Professional, detailed and knowledgeable. Always a pleasure to deal with and recommend without hesitation.”
From the blog
Redraw facilities and offset accounts both cut the interest on your home loan, but they work differently. Here's what to know before you choose.
Read more →
Do you want to jump into the property market but don’t have the budget to buy a house? A unit or apartment could be a great way to get your leg up on the property ladder....
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With today’s cost of living pressures and the median dwelling value in Australia now at $794,000, many young Australians feel like they’ll never be able to enter the property...
Read more →Get started
Meet with Glenn either in our office or over a video meeting to work through what you want to do, what you could borrow and what the lending market is offering. No cost, no pressure.