nest egg

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3 ways to start growing your nest-egg using real estate.

In Australia, the national past-time seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all-important deposit together – from living with mum and dad into their thirties, to sacrificing life’s little luxuries. But why are so many Australians so very focused on owning…

Could the equity in your house buy you a new car?

If you’ve been putting all your extra cash into your home loan, well done. Paying your loan off sooner could potentially save you a lot of money on interest. However, owning a safe and reliable car is just as important, particularly if you have a family or need to travel a distance to work. So…

Refinance your Investment property loan?

The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we’ll help you to decide! Despite recent tightening around investor lending,…

Is your Interest Only Loan the best for you?

The last 12 months have seen a lot of changes to interest rates on home loans and investment loans and more recently interest only loans getting the regulators attention.   Now is the time to review your loan to see if you can reduce your loan rate and perhaps even pay it down faster. What is…

A step-by-step guide to refinancing your home

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every three years or so and if savings can be made consider refinancing. We're living in a world of rapid change, where interest rates go up and down fast, new lenders emerge and more competitive lending…

First home buyer? what to look out for when inspecting properties

  If you’re a first home buyer and new to inspecting properties, it can be difficult to know what to look out for, especially when you’re excited about your first home purchase! Well, first-timers, we’ve got you covered. In this article, we’ve put together a 101 guide of things to be mindful of during your…

Home loan savings to pay your home loan off….FAST.

PART 2 - The Solution We will provide the solution to really turbocharge our clients plans to find home loan savings to pay their home loan off years faster. Previously we laid out a common client scenario. The Solution.... To save John and Jenny they have decided to take the following action, each of these…

Questions to ask about your home loan

There’s a lot of benefits to using a mortgage broker and they can certainly help you speed up the process of property buying and your financial goals. A good mortgage broker can assist you in choosing the right home loan for your current and future needs as well as answering all your questions. Here’s some…

Property Investment – 6 Reasons why it is more popular than ever

Australians are a nation of investors . Over 60% of us hold additional investments outside of compulsory superannuation and increasingly, property is one of our most popular investment choices. But why? And is it the right form of investment for you? If you’re not sure, the sooner you talk to a qualified Financial Planner the…

Building a new home? How to finance it

There’s something thrilling about building your very own, brand spanking new home ! Perhaps it’s the knowledge that everything will be fresh and new, or the freedom that comes with being able to design the property to suit your own tastes and lifestyle needs. Always dreamed of having a lap pool? Why not! Like the…

3 Top Tips for Buying Your First Home

You’ve budgeted hard, given up loads of smashed avocado brekkies, saved your deposit and are ready to buy your first home. High five! There’s nothing quite like finally getting a foothold on the property ladder and moving into your very own pad, but it does require planning and research. With our help, you’ll soon be…

What Would you do?

A client came to us needing some advice. They had one mortgage with a chunk of it paid down and were looking to use the accrued equity. They were not sure what they wanted to do, whether to renovate the alfresco area or put in a pool. Or, should they use the equity to buy…

Tips for saving a deposit in 4 simple steps.

See us for a financial assessment - This allows us to organise a loan pre-approval for you and determine exactly how much savings you need for your deposit. We also determine whether you are eligible for the First Homeowners Grant. Create a budget - this is key. Start with using a small notebook and, for…

Busting the Housing Unaffordability Myth

Busting the Housing Unaffordability Myth For many young first home owners, the Housing Unaffordability Myth says that they have no chance of buying any time soon – you just can’t afford it. But Focus Property Wealth know that for what it is – a myth. Now is a fantastic time to enter the property market,…

Finance Update.

This last year has seen interest rates stay consistently low. What does that mean? Well, for Focus Property Wealth clients that took advantage of re-financing to a lower rate with us, it means they have saved thousands. (more…)

How to secure finance when buying off the plan apartments

Buying off the plan apartments is a very different process to a normal property contract. We always recommend our clients to seek legal advice before signing a contract but here are some key tips and considerations about the process of buying off the plan. Know your deposit amount Buying a property off the plan usually…

Top things to do before moving house

What you need to do before moving house, we’ve put together the top checklist of things to do before you move house: 1) Connect Utilities Disconnecting and connecting utilities take a few days if not a few weeks, and you don’t want to be charged for utilities you’re not using once you move. Internet, energy…

How to take the stress out of moving house

Take the stress out of moving house We all know moving house is one of the most stressful things we can do, however there are ways to plan and minimise stress before your move: 1) Budget First There are many costs associated with moving house so it’s important to budget these expenses so you’re not…