Blog | Mortgage Brokers Perth | Focus Property Wealth

10 Top Caravan Holiday Tips

07 February 2018

Wish you could take longer holidays and spend more of the summer in the great outdoors? Caravanning is a great way to make the most of your holiday budget and is increasing in popularity. Last year, we Australians made more than 11 million trips and spent more than 51 million nights in our caravans and…

What to look for in an investment property

16 January 2018

Buying an investment property can be a clever way to build wealth for your future. There are government incentives that make this form of investment great for mum and dad investors - such as the potential to claim back losses as a tax deduction. So, how do you go about finding the right property for…

3 things every new landlord needs to know

04 January 2018

Buying your first investment property is exciting, but it also comes with new responsibilities. When you’re on your L-plates as a new landlord, it’s important to be aware of your rights and obligations and those of your tenants. Here are some of the essential things that you should know. 1) Go it alone, or use…

Unique Christmas Decorations for your home

18 December 2017

Christmas is such a special time of year! You can feel the magic in the air at shopping centres as the Christmas decorations come out, or when you’re driving around and notice people transforming their homes into a wonderland of lights. If you’re also looking to fill your home with holiday cheer, here are some…

Is now the right time to buy your first home?

07 December 2017

If you’ve been dreaming about purchasing your own place, but a niggling voice in the back of your mind has been offering up objections, we’re here to tell that voice to pump the breaks, champ! In this article, we tackle some of the common objections first home buyers may have to buying right now, and…

How to beat the urge to splurge

22 November 2017

Christmas is just over the horizon and decorations are already starting to appear at the local shops. It’s a time of year where it’s almost common practice to splurge so it is time for a Christmas budget ! Marketers are all working hard to encourage you to buy, buy, buy and you may have already…

What is the best time of the year to sell your home?

31 October 2017

When selling your home, your main objective is to get the best possible price. So when should you put it on the market? Does the time of year make a difference? The answer is that it depends on the property itself. The time of year can make a difference in some cases, however the location…

6 strategies for first home buyers

24 October 2017

Saving a 20% deposit for your first home is no easy task – particularly if you want to buy your first home in Melbourne or Sydney where home values seem to be rising faster than most people can save. But the good news is that there could be ways to get around the problem. Here’s…

3 ways to start growing your nest-egg using real estate.

19 October 2017

In Australia, the national past-time seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all-important deposit together – from living with mum and dad into their thirties, to sacrificing life’s little luxuries. But why are so many Australians so very focused on owning…

Could the equity in your house buy you a new car?

12 October 2017

If you’ve been putting all your extra cash into your home loan, well done. Paying your loan off sooner could potentially save you a lot of money on interest. However, owning a safe and reliable car is just as important, particularly if you have a family or need to travel a distance to work. So…

Refinance your Investment property loan?

08 October 2017

The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we’ll help you to decide! Despite recent tightening around investor lending,…

Is your Interest Only Loan the best for you?

06 October 2017

The last 12 months have seen a lot of changes to interest rates on home loans and investment loans and more recently interest only loans getting the regulators attention. Now is the time to review your loan to see if you can reduce your loan rate and perhaps even pay it down faster. What is…

A step-by-step guide to refinancing your home

22 August 2017

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every three years or so and if savings can be made consider refinancing. We're living in a world of rapid change, where interest rates go up and down fast, new lenders emerge and more competitive lending…

First home buyer? what to look out for when inspecting properties

15 August 2017

If you’re a first home buyer and new to inspecting properties, it can be difficult to know what to look out for, especially when you’re excited about your first home purchase! Well, first-timers, we’ve got you covered. In this article, we’ve put together a 101 guide of things to be mindful of during your…

Home loan savings to pay your home loan off….FAST.

PART 2 - The Solution We will provide the solution to really turbocharge our clients plans to find home loan savings to pay their home loan off years faster. Previously we laid out a common client scenario. The Solution.... To save John and Jenny they have decided to take the following action, each of these…

5 Ways to pay your home loan off years earlier with no additional repayments!

14 August 2017

PART 1 - The Scenario. Have you ever wondered how some people seem to get ahead to pay their home loan down whilst others struggle from pay to pay and yet both generally have similar incomes? I see this a lot and then I am privileged to be able to drill down deeper into our…

Questions to ask about your home loan

30 July 2017

There’s a lot of benefits to using a mortgage broker and they can certainly help you speed up the process of property buying and your financial goals. A good mortgage broker can assist you in choosing the right home loan for your current and future needs as well as answering all your questions. Here’s some…

Retire early Live off your property portfolio! Let rent supply your income!

27 July 2017

We see these headings all the time in blogs and articles on property investment websites, but how do you actually retire early? How many properties do you need to own for it to be feasible to retire? What are the costs involved? And, does being leveraged up to your eyeballs work in your favour? (more…)

Property Investment – 6 Reasons why it is more popular than ever

09 July 2017

Australians are a nation of investors . Over 60% of us hold additional investments outside of compulsory superannuation and increasingly, property is one of our most popular investment choices. But why? And is it the right form of investment for you? If you’re not sure, the sooner you talk to a qualified Financial Planner the…

Building a new home? How to finance it

22 June 2017

There’s something thrilling about building your very own, brand spanking new home ! Perhaps it’s the knowledge that everything will be fresh and new, or the freedom that comes with being able to design the property to suit your own tastes and lifestyle needs. Always dreamed of having a lap pool? Why not! Like the…